Thursday, April 21, 2016

Using an Accredited Veteran Service Officer .... #2

Why would a veteran need help filing a claim with the Veteran Administration?

Let me give you 3 articles about problems with VA claims

1. New York Times March 30 2016 - Report Finds Sharp Increase in Veterans Denied V.A. Benefits

2.  Fox News April 16 2016 VA accused of shredding documents needed for veterans' claims

3.  Military Times April 13 2016 - VA increases pressure on appeals reform: 'We’re failing veterans'

Is it hopeless for our U.S. Military Veterans?

I share the articles, not to say that applying for benefits that you have earned or that you or family member has earned is hopeless, but to tell you "NOT TO FACE THE VA ALONE".  There is help for you when it comes to applying for these benefits.

Title 35 of the U.S. Code, if printed out the title is about 8 inches thick printed double sided on 8.5 x 11 sheets and this title is what all of your VA benefits are written in.

What is an Accredited Veteran Service Officer?

An accredited veteran service officer is one who is accredited by a National organization, like the American Legion, DAV, VFW, or other veteran service organization.  If you go to a county office they should be accredited by one of these organizations or the National Association of County Veteran Service Officers.  The local person receives initial training and continuing education to stay on top of the ever changing systems at the VA.

What does an Accredited Veteran Service Officer do for you?

1.  When you use a reputable VSO they will have you fill out a "power of attorney" so the organization they are accredited through can represent them to the VA.  It allows them to answer questions and ask for status updates to the VA on your behalf.

2.  Because of their training and the support system they have access to they will ask all of the questions necessary to ensure you are applying for all of the benefits you maybe entitle to.

3.  Their work will be reviewed by another person who has an office near the VA Office to make sure all of the "i's" are dotted and the "t's" are crossed.  This is important because if there is a mistake the VA will put it aside and move to the next case.  It delays the process.

4.  They will help to make the claim a "FULLY DEVELOPED CLAIM" a FDC.  A FDC is a submitted claim that has all of the material the VA needs to make a decision.  Claims have been decided in as little as 45 days when submitted as a FDC.  There is no guarantee that your claim will be decided in 45 days but experience has shown that FDC's are reviewed and decided quicker than non FDC claims.

5.  The VSO becomes your contact with the VA.  When you want a status update, call the VSO office.

6.  The VA is not there to ensure you are applying for all of the benefits you might be entitled too.  A VSO is trained to ask the right questions.

If you use a VSO the cost to the veteran or the veterans family is $0.  Membership in the organization is NOT required to use their services.

How does a veteran find a local veteran service officer?

In Michigan, go to this link and pick your county:

http://www.michiganveterans.com/Home/Benefit-Counselors

In other states, contact the State headquarters of the American Legion, or other Veteran Service Organization and ask them.  Your state or county might have a department of veterans affairs, contact them to find one near you.

Other reasons why....

The VSO helps cut through the Red Tape of the VA.

If the claim is denied you have a team ready to go to appeal the decision and if need be the organization will appeal all the way to Washington, D.C. at no cost to the veteran.

Note: If an attorney is sought for help in the end they can ask for up to 1/3 of any compensation back pay awarded to the Veteran.


Don't Face the VA Alone.

Sunday, April 17, 2016

What VA Benefits are you looking for? #1

What Department are you looking to receive benefits from?
As veterans of the U.S. Military most of us have heard that we could receive benefits of some sort from the U.S. Department of Veterans Affairs.  However, we have also heard of the horror stories of that veterans have encountered trying to claim those veterans.

There is truth in the fact that trying to deal with the VA is a confusing and sometimes harder task then the fire fight we may have been in during service.  That the red tape is so thick that "Ducktape" could not produce enough to supply them, if it was actual red tape being used.

There is Hope.

Receiving benefits from the VA does not have to be daunting, nor do you have to do it by yourself or pay money to receive professional help in the process.  A book could be written about this process, but lets just start slowly and purposely with step 1.  

Step 1: What type of benefit are you seeking?

The U.S. Department of Veterans Affairs is separated in to 3 different agencies.

1. Healthcare VHA
2. Benefits  VBA
3. Cemeteries 

Where do you go? 

I need healthcare..

If you are only seeking to receive some kind of healthcare benefit, i.e. see a doctor, then you need to apply with the VHA.  This benefit is based on 8 different categories, which we will cover in the future, and it is income based unless you are automatically covered by one of the other categories, like you have a purple heart medal.  Again for the majority of veterans this is income based.

http://www.va.gov/health/

Seeking Compensation for an injury incurred while serving

If you have an injury or a medical condition and you believe and can prove it was caused by your military service you will apply to the Veterans Benefit Administration.  A veteran might based on the injury and compensation receive healthcare, but that will be determined during the application process.  Compensation claims are NOT based on income, only injury.  A veterans income does not matter.

http://benefits.va.gov/benefits/

Pensions

There are pension benefits available that are based on a veterans income, these to are applied for at the VBA.

Other Benefits

G.I. Bill, Home Loans, and other benefits can also be applied for with the VBA. 

Burial Benefits

Lastly, burial benefits and care for the National Cemeteries are administered by the National Cemetery Administration. http://www.cem.va.gov/

Knowing what you are seeking is the first step in keeping frustrations low in receiving the benefits you have earned.  Bring patience with you and use an accredited veteran service officer to help you step by step.

Closing Note:

Do not attempt to file for these benefits on your own.  Veteran Service Organizations like the American Legion, Veterans of Foreign Wars, and the Disable American Veterans and in some states and counties they have accredited veteran service officers on staff to help file a claim with you.  In Michigan, to find an Accredited Veterans Service Officer near you check out, 

http://www.michiganveterans.com/Home/Benefit-Counselors